Business Loans
Business Loans
New Construction Loans
Primary Residences and Second Homes
One Time Close-Everything is Inclusive: Finance the home, lot, and permanent mortgage in one loan closing
Newly constructed: 1-unit site-built and modular homes, multiwidth manufactured homes for Primary Residences, Second Homes and Investment Property.
Max loan-to-value (LTV):
- FHA: 96.5% -3.5% Down Payment
- VA and USDA: 100% – 0- Down Payment
- Conventional: 95% – 5% Down Payment
Credit Scores
- FHA/VA/USDA: minimum credit score 640
- Conventional: minimum credit score 680
Term
- FHA/VA/USDA: 15 and 30 year fully amortizing fixed
- Conventional: 15, 20, or 30-year fixed; super conforming mortgages (in designated high-cost areas)
Builders and Investors New Construction Loans
Max Loan to Cost (LTC)
- 85% 1-4 Units
- 75% LTC Multifamily 5+ Units
Credit Scores
- Minimum Fico 660
Loan Amounts
- Minimum $100,000 1-4 Units
- Minimum $200,000 5+ Units
- Maximum $3,000,000
Builder/Contractor Experience Required
- 3+ Investment Properties in Last 3 Years
- Minimum Credit Score 660
Let Us Help You Finance Your Home
We can help you find exactly what you are looking for. Let us help you discover your next home
