Conventional Loans

• DU Approve/Eligible 
• Min. FICO 620 
• SFR, 2-4 Unit, Condo/PUD 
• Purchase, Rate & Term, and Cash-out 
• Max. LTV per FNMA Eligibility matrix 
• 2-1 buydown 

Conventional High Balance

• DU Approve/Eligible required 
• MI restrictions apply to LTV’s > 80%
• Max. LTV per FNMA Eligibility matrix

HELOCS

• Available on Primary Residences & Second Homes
• Line Amounts from $100k-$350k
• 30-Year Term with 10-Year Interest-Only Draw Period
• 95% Max CLTV
• 680 Min Credit Score
• 45% Max DTI