Our Products

Government Loans

Government Loans

We offer all government loans to include FHA, FHA Simple and FHA High Balance, VA, VA High Balance, USDA and Manufactured Homes.

FHA 100% Nothing Down

  • 680 Fico Min
  • DTI Per Automated Underwriting System
  • Loan Amounts per county limits
  • First Time Homebuyers OK
  • Homeowner Education Required
  • Non Occupied Co Borrowers Allowed
  • DACA Borrowers eligible


  • 580 FICO with Maximum CLTV 100%
  • Third Party VOE
  • Must Be at Same Job for 2 Years
  • Max DTI 46.99/54.99%
  • 30 Days Most Recent Paystub Required
  • NO 1040, NO W2 or 4506 C
  • Employer Must Be Verifiable

FHA – No Score

  • 1 FICO score OK
  • Score 500-579 – max. 90% LTV
  • Score 580+ – max. LTV allowed
  • Max. mortgage limits not to exceed the nationwide mortgage limits
  • No tradeline requirements

VA Loans

  • Loans Up to $4M 
  • 620+ FICO score OK 
  • Up to 100% LTV – Purchase, Rate and Term, and Cash-out
  • Single family primary residence
  • Available on single and multi wide manufactured homes
  • One Time Close New Construction Loans
  • Escrow waivers up to 100%
  • Ignore mortgage lates, foreclosures, BKs and short sales of non-borrowing spouses

USDA Loans- Rural Properties

  • Min. FICO 580 • LTV – R/T: 100% of Appraised Value *LTV may exceed 100% in some cases 
  • Single-Time Loan- Finance the purchase of a lot, the cost of construction, and the long-term mortgage in one loan
  • Limited Renovation Loan – add up to $35,000 for non-structural repairs and renovations to the cost of a home 
  • Standard Renovation Loan – add more than $35,000 for structural repairs to the cost of a home

Manufactured Home Loans

  • Min. FICO per investor guidelines 
  • FHA/VA/Conforming Products
  • Purchase, R&T and C/O 
  • Investment properties allowed on FHA Streamline, DU Refi Plus and Open Access 
  • Conforming Loan Limits • USDA1XC

Let Us Help You Finance Your Home

We can help you find exactly what you are looking for. Let us help you discover your next home

Let NuuLending Match You With The Right Loans & Fundings For Your Needs

What Types Of Loans Are You Interested In?(Required)

*Submitting Your Information Will Not Impact Your Credit Score

Request A Consultation