Our Products



We offer new construction loans for owner occupied primary residences and investors looking to build and sell or build and rent.

Primary Residences and Second Homes

One Time Close-Everything is Inclusive: Finance the home, lot, and permanent mortgage in one loan closing 

Newly constructed: 1-unit site-built and modular homes, multiwidth manufactured homes for Primary Residences, Second Homes and Investment Property.

Max loan-to-value (LTV): 

  • FHA: 96.5% -3.5% Down Payment
  • VA and USDA: 100% – 0- Down Payment
  • Conventional: 95% – 5% Down Payment

Credit Scores

  • FHA/VA/USDA: minimum credit score 640 
  • Conventional: minimum credit score 680 


  • FHA/VA/USDA: 15 and 30 year fully amortizing fixed 
  • Conventional: 15, 20, or 30-year fixed; super conforming mortgages (in designated high-cost areas) 

Builders and Investors New Construction Loans

Max Loan to Cost (LTC)

  • 85% 1-4 Units   
  • 75% LTC  Multifamily 5+ Units

Credit Scores

  • Minimum Fico  660

Loan Amounts

  • Minimum $100,000 1-4 Units
  • Minimum $200,000 5+ Units
  • Maximum $3,000,000

Builder/Contractor Experience Required

  • 3+ Investment Properties in Last 3 Years
  • Minimum Credit Score 660

Let Us Help You Finance Your Home

We can help you find exactly what you are looking for. Let us help you discover your next home

Let NuuLending Match You With The Right Loans & Fundings For Your Needs

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